1Our research suggests that a 70% U.S./30% non-U.S. mix may boost long-term portfolio performance and may enhance return consistency over time; however, investing consistent with a model allocation does not protect against losses or guarantee future results. The suggested allocation is not tailored to the needs of any specific investor and does not take into account individual circ*mstances or preferences, and may not align with your accumulation timeframe, withdrawal horizon, or other conditions. It is not intended to suggest that any particular investment action is appropriate for you, nor is it intended to serve as a primary basis for investment decision-making. Other T.RowePrice educational tools or advice services use different assumptions and methods and may yield different outcomes.
Past performance is not a reliable indicator of future performance.
Additional Disclosures
Active investing may have higher costs than passive investing and may underperform the broad market or passive peers with similar objectives.
Source: MSCI. MSCI and its affiliates and third-party sources and providers (collectively, “MSCI”) makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indices or any securities or financial products. This report is not approved, reviewed, or produced by MSCI. Historical MSCI data and analysis should not be taken as an indication or guarantee of any future performance analysis, forecast, or prediction. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such.
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Important Information
This material is provided for informational purposes only and is not intended to be investment advice or a recommendation to take any particular investment action.
The views contained herein are as of the date written and are subject to change without notice; these views may differ from those of other T.RowePrice associates.
This information is not intended to reflect a current or past recommendation concerning investments, investment strategies, or account types, advice of any kind, or a solicitation of an offer to buy or sell any securities or investment services. The opinions and commentary provided do not take into account the investment objectives or financial situation of any particular investor or class of investor. Please consider your own circ*mstances before making an investment decision.
T.RowePrice cautions that economic estimates and forward looking statements are subject to numerous assumptions, risks, and uncertainties, which change over time. Actual outcomes could differ materially from those anticipated in estimates and forward looking statements, and future results could differ materially from historical performance. The information presented herein is shown for illustrative, informational purposes only. Forecasts are based on subjective estimates about market environments that may never occur. Any historical data used as a basis for this analysis are based on information gathered by T.RowePrice and from third party sources and have not been independently verified. Forward looking statements speak only as of the date they are made, and T.RowePrice assumes no duty to and does not undertake to update forward looking statements.
Information contained herein is based upon sources we consider to be reliable; we do not, however, guarantee its accuracy.
Past performance is not a reliable indicator of future performance. All investments are subject to market risk, including the possible loss of principal. International investments can be riskier than U.S. investments due to the adverse effects of currency exchange rates, differences in market structure and liquidity, as well as specific country, regional, and economic developments. These risks are generally greater for investments in emerging markets. All charts and tables are shown for illustrative purposes only.
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