C fund follows what index?
The C Fund holds all the stocks included in the S&P 500 Index in virtually the same weights that they have in the index. The performance of the C Fund is evaluated on the basis of how closely its returns match those of the S&P 500 Index.
Summary: The TSP C Fund (Common Stock Index Investment Fund) is a U.S. large cap stock index fund that tracks the S&P 500 index. The TSP C Fund is a U.S. stock index fund invested in common stocks of the 500 companies in the Standard & Poor's 500 (S&P 500) Index.
TSP C Fund
Alternatives to the C Fund are iShares Core S&P 500 ETF (IVV) or Vanguard S&P 500 ETF (VOO). A mutual fund version of the C fund could be the Fidelity 500 Index Fund (FXAIX). All of these funds have low costs equivalent to the C fund.
The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. Aggregate Bond Index, a broadly diversified index of the U.S. bond market.
Government Securities Investment Fund (G Fund)
This is the only core fund that does not invest in an index. The G Fund invests in a special non-marketable treasury security issued specifically for the TSP by the U.S. government.
What Is a Class C Share? Class C shares are a class of mutual fund share characterized by a level load that includes annual charges for fund marketing, distribution, and servicing, set at a fixed percentage. These fees amount to a commission for the firm or individual helping the investor decide on which fund to own.
C Fund – a common stock fund that matches the Standard and Poor's 500 (S&P 500) Index. S Fund – a small cap fund that tracks the Dow Jones U.S. Completion Total Stock Market Index. I Fund – an international fund intended to match the MSCI EAFE Index.
The C Fund is a heavily diversified investment but it does come with the risks. The C Fund is moderately volatile and is subject to market risk as the price of stocks in the S&P 500 Index rise and fall. Further, you are exposed to inflation risk if your C Fund investment does not grow enough to offset inflation.
But to summarize that article, the 5 core funds can be broken down into conservative and aggressive funds. The conservative funds are the G and F funds and the aggressive funds are the C, S, and I funds.
Consider both risk and return.
The F Fund (bonds) and the C, S, and I Funds (stocks) have higher potential returns than the G Fund (government securities). But stocks and bonds also carry the risk of investment losses that the G Fund does not have.
What does the TSP G fund follow?
The G Fund rate is calculated by the U.S. Treasury as the weighted average yield of approximately 183 U.S. Treasury securities on the last day of the previous month. The yield of the security has a weight in the G Fund rate calculation based on the amount outstanding.
Best Funds for TSP Performance in 2023
The most aggressive Lifecycle Funds (L Funds) were up 14.6% (the L 2055, 2060, and 2065 Funds) so far this year. All TSP Funds are up in 2023. Over the past 12 months, only one TSP Fund has had a negative return.
What are the best ticker symbols to use for tracking the funds? They are: AGG for the F Fund, $SPX for the C Fund, $DWCPF for the S Fund, and EFA for the I Fund.
If you choose to invest in the G Fund, you are placing a higher priority on the stability and preservation of your money than on the opportunity to potentially achieve greater long-term growth in your account through investment in the other TSP funds.
Your best bet is to stick with the C, S and I Funds. Here's the ratio we recommend for your portfolio: 80% in the C Fund, which is tied to the performance of the S&P 500. 10% in the S Fund, which includes stocks from small- to mid-sized companies that offer high risk and high return.
You should consider investing in the L Income Fund if you were born before 1961, are currently withdrawing money from your TSP account, or you plan to begin withdrawing money this year. Am I ok with market and inflation risk? The L Income Fund can have periods of gain and loss, just as the individual TSP funds do.
TSP C Fund - Common Stock Index Investment Fund tracks the S&P 500 Index. The results below are based on the holdings of the iShares Core S&P 500 ETF (IVV), which tracks the same index.
Barclays Equity Index Fund — The C Fund is invested in the Barclays Equity Index Fund. The C Fund holds all the stocks included in the S&P 500 index in virtually the same weights that they have in the index.
In Series C rounds, investors inject capital into successful businesses in an effort to receive more than double that amount back. Series C funding focuses on scaling the company, growing as quickly and successfully as possible.
Thrift Savings Plan C Fund Monthly Returns is at 4.54%, compared to 9.12% last month and -5.78% last year. This is higher than the long term average of 0.95%.
What is the difference between Class A and Class C fund?
Class C shares may be less expensive than Class A or B shares if you have a shorter-term investment horizon because you'll pay little or no sales charge. However, your annual expenses could be higher than Class A shares, and even Class B shares, if you hold your shares for a long time.
The C Fund yield is also about the same as the F Fund, which is just over 2% now. Thus you get a higher dividend pay-out from the C Fund than you do in either of the bond funds, which historically is very rare.
BlackRock Institutional Trust Company, N.A, manages the index funds in which the F, C, S, and I Funds are invested, and credits interest and dividend income each business day.
| Investment Type | Safety | Liquidity |
|---|---|---|
| Treasury bills, notes and bonds | High | High |
| Money market mutual funds | High | High |
| Treasury Inflation-Protected Securities (TIPS) | High | High |
| High-yield savings accounts | High | High |
Dave Ramsey is very fond of both Roth IRAs and the Roth TSP. That is why, the vast majority of the time, Dave Ramsey tells people to just use the Roth TSP instead of the traditional TSP. And I see his point, as the Roth TSP has Tons of advantages.
